card scanner app

SimplyPayMe integrates Smart Engines’ AI-based OCR for credit and debit card scanning

The global payments company, SimplyPayMe, has integrated a software product through Smart Code Engine for credit card scanning in their mobile app. The integration enables SimplyPayMe merchants to receive frictionless, contact-free card payments through a software-based Point-Of-Sale (POS) system without having to manually type in numbers.


The SimplyPayMe platform has been specifically designed and engineered for SMEs, and enables seamless payments, invoicing and simple business management solutions, all through your smartphone as well as some of the lowest transaction fees and fastest settlement times in the market.


To perform payments, a customer simply needs to put the credit card in front of the device’s camera, the numbers will automatically scan, and all the necessary data will be entered in the payment form. Smart Engines OCR technology increases SimpyPayMe’s mobile app accessibility as the users are not obliged to look for a convenient angle or any special lighting conditions for better recognition. Smart Code Engine provides successful debit and credit card scanning even if cards are damaged or worn.


Smart Engines scientists develop Green AI-based OCR algorithms to capture data from credit cards issued according to the standards of VISA, MasterCard, Maestro, American Express, JCB, UnionPay, Diners Club, Discover, RuPay, Elo, Verve, VPay, Girocard, PagoBancomat, MyDebit, Troy, BC Card, Interac, Carte Bancaire, Dankort, MIR. GreenOCR® provides an automatic credit card scanning for cards of any type: embossed, indent, and flat printed, with horizontal or portrait layout, with digits printed on the front or backside.


Credit card scanning is also supported in the real-time video stream and on photos. The software performs all calculations on the user’s device, ensures the client’s data privacy, and does not distribute it to third-party services.

“We are excited to be working in partnership with Smart Engines. Their product allows us to enable and expand the services available to our SMEs and effectively offer a world-leading card scanning solution through our app. Our all-in-one business management solution with payments capabilities allows SMEs to save vital time and offers a quick and easy solution to combat existing challenges. We are proud to be using the fastest OCR solution in the market and look forward to seeing how this can help us to facilitate simplifying payments and business management for SMEs as we advance,” said SimplyPayMe CEO Kent Vorland.

“We are proud that our credit card scanning solution is becoming popular and helping more and more users to make payment transactions easily and securely. For us, cooperation with SimplyPayMe is an important confirmation that various financial organizations need high-quality and secure recognition technologies”, states Vladimir Arlazarov, CEO at Smart Engines, Ph.D.

About Smart Engines

Smart Engines is a science company with a focus on AI-related R&D at the forefront of document recognition, image processing, technical vision, machine learning, graph theory and optimization. Cutting-edge recognition solutions support public and private organizations worldwide by scanning ID cards, passports, driver’s licenses, MRZ, bank cards, barcodes, business documents, compliant with GDPR and CCPA.


AI-driven Smart Engines products for mobile, desktop and web applications offer data extraction for customer on-boarding, user identification, age verification and fraud detection. Company’s software is used by Tessi, Tinkoff group, Citibank, Dukascopy Bank, Emirates NBD, Oman Arab Bank, Raiffeisen Bank, Rosbank, Beeline, MTS, MegaFon, BioCollections Worldwide, Blockpass IDN Ltd, iDenfy, NEC, Sumsub, Travizory, Twino, VerifyMyAge, and others.


Smart Engines technological platform GreenOCR® is supported by the United Nations Global Compact Initiative (UNGC). The company’s products are environmentally friendly and are aimed at reducing carbon footprint and energy consumption of edge devices.


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About SimplyPayMe

SimplyPayMe is an award-winning global payments company whose mobile based payments solution is specifically designed and engineered to meet the growing demands of the underserved SME community.


The product suite has been specifically designed and engineered for this sector and enables seamless payments, invoicing and simple business management solutions, all through your smartphone. The mobile app is available via both the Google and Apple app stores.


Through their platform, SimplyPayMe offers free subscription plans, lower transaction fees and faster settlement times than its competitors. In addition, the SimplyPayMe platform is entirely software and 100% cloud based, meaning there is no initial cost and no hardware to be purchased – the aim is to make the working life simpler.


The Company’s focus is on the customer experience, functionality and innovation which has led to the platform being adopted across all business sectors on both sides of the Atlantic.


SimplyPayMe has evolved from being a part of a larger ecosystem, to being a driving enabler behind a whole new ecosystem for SME’s and financial institutions. The company offers the platform via dedicated ‘white labelled’ software facilities for resellers as well as direct customer services and is committed to the continued expansion and improvement of the payments space.


SimplyPayMe is also a proud partner of the Mastercard® DIGITAL DOORS™ PROGRAM in the US, an always-on resource that provides the guidance, tools and solutions to help small businesses digitally enhance and grow their business. Together with Mastercard, SimplyPayMe is providing its easy-to-use digital invoicing and payments solution to help small businesses open their digital doors with a simple application to get paid and organize their business, on the go.

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